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• Your complimentary coverage will last for up to 24 months or until June 1 of the year following the year in which you became a Member, whichever comes first.
• Once your complimentary period ends, you will receive a renewal notice giving you the choice to continue your coverage for premiums as low as $1.40 a month depending on your age, gender and whether you smoke.
• To name a beneficiary other than your Estate, complete the form sent with your certificate or download another copy here.
• If you wish to cancel this complimentary coverage simply contact Manulife Financial toll-free at 1 866 219-4245 Monday through Friday from 8 a.m. to 8 p.m. ET., or contact us online. (Please include your name and certificate number as it appears on your certificate and add "CANCEL NEW MEMBER CERTIFICATE" within the message).

	Income Protection Insurance – for New Members Income Protection Insurance helps you protect yourself from the financial consequences of a disability that leaves you unable to work. More...
	To welcome you to the Institute, you can apply for up to $1,500 of monthly benefits of Income Protection Insurance with no medical questions to answer when you apply. You can also select the Own Occupation Option to receive full benefit payments even if you choose to work in another occupation while Totally Disabled. See the rates that apply to you. Find out more about Member Income Protection.

Apply now for up to $1500/monthly with no medical questions required.

Critical Illness Insurance – for New Members Provides coverage to help you carry on with your life after a diagnosis of cancer, heart attack, stroke or 15 other covered conditions. More...

Critical Illness Insurance can provide a lump-sum cash benefit you can use to manage your recovery, to get priority access to treatment or to spend in any way you choose. As a New Member, you pay only 50% of the regular rates for $25,000 of the Critical Illness Insurance for which you may be eligible, for up to 24 months or until June 1 of the year following the year in which you apply, whichever comes first. See the rates that apply to you. Find out more about Critical Illness Insurance.

Apply now for $25,000 of coverage and pay only 50% of regular rates.

Important

To take advantage of any of these additional offers, you must apply within 90 days of becoming a Member, be under the Age of 36 and be a resident of Canada or Bermuda. Once you become covered, you'll receive a Certificate with full details of your coverage.

If you want to add additional insurance coverage under the CA Select™ Insurance Plans (over and above your New Member offers), complete the New Member applications and then proceed to the Plan Insurance pages and applications.

If you have questions or feedback about your New Member coverage or any of the CA Select Insurance Plans, contact us online or telephone us toll-free at 1 866 219-4245 Monday through Friday from 8 a.m. to 8 p.m. ET.