Disability Income Replacement Plan — Check the Rates
Members can choose Disability Income Replacement coverage from $500 up to $10,000 in monthly benefits, based on a percentage of their monthly earnings (rounded to the nearest $100). Benefit payments begin following the Elimination Period chosen at the time of application.
See the rates that apply to you below, or let us provide you with a free instant quote.
Monthly Premium* Per $100 of Monthly Benefit
|
Age | Elimination Period |
|
 | 7 days** | 14 days | 30 days | 90 days | 119 days | 180 days | 365 days |
|
Under 30 | $2.14 | $1.35 | $1.06 | $0.97 | $0.92 | $0.84 | $0.73 |
30 to 34 | $2.82 | $1.97 | $1.63 | $1.18 | $1.12 | $1.03 | $0.91 |
35 to 39 | $3.20 | $2.47 | $2.13 | $1.74 | $1.65 | $1.55 | $1.38 |
40 to 44 | $3.65 | $3.08 | $2.73 | $2.53 | $2.42 | $2.25 | $2.00 |
45 to 49 | $4.23 | $3.67 | $3.33 | $3.03 | $2.91 | $2.72 | $2.40 |
50 to 54 | $4.98 | $4.50 | $4.13 | $3.42 | $3.33 | $3.11 | $2.73 |
55 to 69*** | $5.34 | $4.90 | $4.52 | $3.64 | $3.47 | $3.21 | $2.75 |
* Premiums are subject to change without notice. Premiums increase as you enter a new age bracket.
** Elimination Period is 0 days if hospitalized or if disability results from an injury.
*** Rates for ages 65 to 69 are for renewal only.
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