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Key Benefits To Secure Your Family's Future

Member and Family Life & Accident Plans
low group rates for REALTORS® only

MEMBER & SPOUSE GROUP TERM LIFE INSURANCE
To apply, click here.

Thanks to the exclusive low rates of the REALTORS® Term Life Plan endorsed by the Canadian Real Estate Association (CREA), a male smoker, age 44, can give his family $250,000 in protection for under $2.55 a day. And if you don't smoke, you can save between 32% and 43% more!

Pay 12% lower premiums than those listed here, if you choose Term Life coverage of $250,000 or more per person for yourself or your spouse and take advantage of our lower rates for volume purchases.

Monthly Premiums
Per $50,000 Unit of Coverage
Choose coverage from $50,000 to $750,000, in $50,000 units.
To determine your payment, find the rate below that corresponds to you, then multiply it by the number of $50,000 units you want.
Age 1
Non-smoker 2
Smoker
Male
Female
Male
Female
Under 30
$4.00
$3.00
$6.00
$4.50
30 to 34
$4.50
$3.75
$7.00
$5.25
35 to 39
$5.50
$4.50
$9.50
$6.75
40 to 44
$8.00
$6.50
$15.50
$11.00
45 to 49
$12.00
$9.50
$23.50
$16.75
50 to 54
$19.75
$14.75
$35.75
$24.25
55 t0 59
$33.00
$22.75
$54.75
$34.00
60 to 69 3
$40.75
$28.50
$71.50
$42.50
70 and up 4
No further premiums to pay

1 Age means the age attained by the applicant as of the Policy Anniversary Date (July 1 of each year). Note that premiums increase with age.
2 Non-smokers are those who have not smoked cigarettes within the past 12 months and who meet Manulife's health standards.
3 Apply up to and including age 59. Beginning at age 65 and continuing through age 69, the value of each unit of coverage is $25,000.

4 The Insurance Continuation Benefit of $5,000 per unit replaces the Term Life benefit beginning at age 70 and no further premiums are payable for life.


CHILDREN'S LIFE COVERAGE
To apply, click here.

One single premium covers all of your eligible children, regardless of how many. Coverage is automatically added for newborn children upon reaching 15 days of age, at no additional cost.

Monthly Premiums
For $10,000 of Coverage
$10,000 coverage for each of your eligible children:
$2.25
$10,000 coverage for each additional child:
No additional premium


MEMBER AND FAMILY PERSONAL ACCIDENT INSURANCE
To apply, click here.

Choose up to 5 units either of Member Personal Accident coverage or of Family Personal Accident coverage. The value of each unit is $50,000. Under Family Coverage, the value of each unit for Spouses is $25,000, or $20,000 if your Children are also covered, and the value of each unit for each Child is $20,000, or $10,000 if your Spouse is also covered.

Monthly Premiums
Per $50,000 Unit of Coverage
Choose coverage from $50,000 to $250,000, in $50,000 units.
To determine your payment, choose either Member or Family coverage, and multiply the rate below by the number of $50,000 units you want.
Member Coverage only:
$2.50
Family Coverage (Member, Spouse and all eligible Children):
$3.50



NOTE: Rates are subject to change without notice.

If you prefer, you can download a printer-ready application for all of the above coverage.

If you have any questions about CREA Life and Accident Plans, or need help with your application, please don’t hesitate to call Manulife toll-free at 1 800 668-0195 from 8:30 a.m. to 8:00 p.m. ET, or e-mail am_service@manulife.com anytime. You can also send your request through the Web by clicking here. Please do not include any credit card account numbers in your email message to us.

The Canadian Real Estate Association (CREA) Insurance Plans are underwritten by The Manufacturers Life Insurance Company (Manulife).

All applicants must be resident in Canada. You must be a member of the Canadian Real Estate Association (CREA) and be licensed as a real estate agent/broker or salesperson for a minimum of one year, or an employee of a CREA member, or an employee of a Real Estate Board or Association working a minimum of 25 hours per week in the real estate industry.

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