Accidents have a way of catching us off guard – physically, emotionally and financially. CPA Select Personal Accident Insurance is designed to help you and your family cope when a life-altering accident shatters your world. It offers a lump-sum benefit payment that can be used to shield your family and assets from the effects of lost income and unplanned medical expenses.
Make sure you’re prepared for the unexpected – add Personal Accident insurance to your protection portfolio today.
Personal Accident Insurance provides coverage for you and/or your spouse, as follows:
- Both you and your spouse can now select coverage ranging from $25,000 to $750,000 (in $25,000 increments).
- Apply up to age 65 and keep your coverage up to Age 75.
Benefits will be paid to the Insured, provided they are living. Otherwise, benefits will be paid to the named beneficiary. The benefit will be based on the amount of coverage purchased (the principal sum) and the extent of the loss, as outlined in the table of benefits payable.
|Enhanced and Expanded Benefits|
This important coverage is available at extremely attractive rates. See the rates that apply to you.
|To qualify for coverage you must be:
- A member of one of the participating bodies from Ontario, New Brunswick, Prince Edward Island, Newfoundland and Labrador, Nova Scotia or Bermuda
- Resident in Canada or Bermuda
- Under 65 years of Age
|To qualify for coverage under the Spouse Personal Accident Plan, your spouse must be resident in Canada or Bermuda, and be under Age 65.|
|Limitations and Exclusions|
|A loss is covered only if it is the result of an accident, occurs within 12 months of the accident, and is complete and irreversible. Loss of use must be continuous for 12 months to be covered. Losses resulting from suicide, self inflicted injury… More|
|active participation in a criminal offence or assault, insurrection, terrorism or war, injuries with no visible wound on the exterior of the body, flying (except as a passenger with no flight duties) or hang gliding or similar recreational sport, infirmity or disease, medical or surgical treatment or infection (except as a result of an accident) are not covered.|