Business Overhead Expense Plan — Check the Rates
Members can choose coverage equal to their average fixed monthly expenses in the last 6 months, less any business expense or office overhead coverage already in force. Coverage is available from $500 to $8,000 in monthly benefits, in units of $100. Benefit payments begin following the Elimination Period chosen at the time of application. Download a printer-ready application or contact your local authorized insurance representative to determine the coverage that is right for your expenses.
See the rates that apply to you:
 | Monthly Premium*
Per $100 of Monthly Benefit |
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|
Age | 14 day Elimination Period | 30 day Elimination Period |
Under 30 | $0.90 | $0.70 |
30 to 34 | $1.02 | $0.81 |
35 to 39 | $1.33 | $1.12 |
40 to 44 | $1.44 | $1.26 |
45 to 49 | $1.64 | $1.49 |
50 to 54 | $1.89 | $1.67 |
55 to 59 | $2.19 | $1.98 |
60 to 64 | $2.38 | $2.17 |
65 to 69 | $2.64 | $2.40 |
* Premiums are subject to change without notice. Premiums increase as you enter a new age bracket.
For the annual premium, divide the monthly premium by 0.09.
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