CAA Guaranteed Life
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Why Guaranteed Issue Life Insurance?

Consider this coverage if you want to:
  • leave a little something extra for your loved ones without the trouble of undergoing medical examinations or answering a lot of health questions. This Plan offers you coverage with no medical questions or examination at the time of your application. Your coverage won't end because of your age, and your premiums will never go up.


  • make certain your final arrangements won't be an unnecessary burden to your family. This Plan is a great way to beat the high cost of funerals. Though your premiums won't go up, the amount of your benefit will, thanks to your CAA Member Bonus, so you will have even more to pass on to your family.


  • help your family through a trying time made even more difficult by being unexpected. In case of accidental death at any time before age 85, your benefit amount will automatically increase fivefold!


  • put your affairs in order. If, after two years of coverage, you are diagnosed with a terminal illness and have 12 months or less to live, you can apply for an advanced payment of up to half of your benefit amount to spend as you see fit. The rest of your coverage will stay in effect, but you'll have no more premiums to pay.


  • be certain to leave something behind for your loved ones no matter what. During the first two years of coverage, if death is due to suicide, the benefit payable will be equal to all premiums paid. If death during the first two years of coverage is due to non-accidental causes (other than suicide), the benefit payable will be equal to all premiums paid plus 10% interest compounded annually.

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