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Home > Term Life Plans > 20-Year Term Life

20-Year Term Life Plan


This plan is for you if you:
  • are single or married
  • have a growing family
  • own a home (may have a vacation property)
  • have moderate debt
  • will pay for university or college
  • or if without children, wish to protect other family members
  • between the ages of 18 to 55 years
Why you should consider it

As you try to reduce your debt and fulfill your dreams, you can still ensure that your family is financially prepared to go on without you. At this stage in your life, you may want to consider longer-term protection to help your family fill the financial gap.

This Plan is for Members looking for a financial cushion to cover long-term needs, like a mortgage or post-secondary education. You’ll get affordable rates guaranteed not to increase for up to 20 years — so your family can live the life you hope for them without making financial sacrifices. It is available to CAA Members aged 18 to 55.

How much coverage do you need?

What's in it for you?

Locked-in rates for 20 years: your 20-Year Term Life premiums are guaranteed to stay the same for up to 20 years (unless you choose to change your coverage amount, in which case your premiums will change accordingly.) Read more.