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• You choose how much you want to pay and how often
• You choose a mix of investments to suit your goals and risk tolerance
• Investment growth on a tax-deferred basis
• The ability to change insurance & investments as your needs change
• A contract you can understand & count on
• Statements as frequently as you need them
• Notices confirming all major transactions
• Excellent service & support provided by your advisor & Manulife's customer service centre
• Work with a professional advisor with access to tax & estate planning professionals who assist in complex situations