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. | The Five Step Insure Right Process
If you’re intimidated by the thought of buying life insurance—as many Canadians are—it could be because you’re not sure how insurance fits into your financial plans, the right type of insurance to buy, and the right amount of insurance.
This uncertainty is the reason we created Insure Right—a simple, five-step process—to provide you with the information you need to make informed decisions about purchasing life insurance protection.
Insure Right provides complete fact-finding, sound advice and a commitment to ongoing professional service that ensures you will get the right amount of coverage, at the right price.
Step 1 The Right Advisor
Step 2 The Right Amount
Step 3 The Right Type
Step 4 The Right Price
Step 5 The Right Insurer
Step 1 – The Right Advisor
First, you need to find an insurance advisor you feel comfortable with – one you can trust. Is this advisor professional and knowledgeable? Will this advisor be committed to your needs as they change? Does this advisor understand the Insure Right process?
Ready to find an advisor? We can help.
Step 2 – The Right Amount
Deciding how much insurance you need is one of the most important steps. This is where your advisor can help. He or she will work with you on a confidential basis to discuss your present financial situation. Then, using our needs analysis worksheet, will help you determine what kind, and how much insurance is best for you.
Try the Insure Right calculators now to see how much critical illness insurance or life insurance might be right for you.
Step 3 – The Right Type
Many different types of insurance plans are available in the marketplace, and your advisor will explain each type to you. Understanding even the basics of how different plans work can help you make an informed choice.
Remember, it’s important your insurance meets your needs at any stage in your life. This is the key principle of Insure Right.
Step 4 – The Right Price
Your advisor will work with you to ensure that the protection you choose fits your budget.
Step 5 – The Right Insurer
Your insurance policy is a contract that could last for many years. If you need to make a claim, you want to be confident that your insurer will be there to honour its obligations. So choose an established company with a solid financial standing. And ask your advisor about the company’s values and how you or your beneficiaries can expect to be treated.
Manulife Financial’s Vision and Values
That’s it! Five simple steps to owning insurance protection that will give you a lifetime of peace of mind and security.
Planning for your future
Life and living benefits insurance are essential components of a sound financial plan. Take a look at Manulife's Insure Right financial planning pyramid or business planning pyramid – great tools to help you on the road toward financial planning success. | |
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