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InnoVision offers investment options that suit a variety of investment styles, from conservative, daily interest savings accounts to growth-oriented indexed accounts to our new Managed Accounts that credit interest on the performance of retail mutual funds.

• No transfer fees
• No withdrawal fees
• The confidence of i-Watch

• Mid-term Portfolio Average Account – based on the average performance of 3 – 5 year Government of Canada bonds over 5 years. The rate credited will be no less than 90% of the weighted average yield over the past 5 years on the bonds, less a guaranteed management fee, and never less than 2%.

• Long-term Portfolio Average Account – based on the average performance of greater than 10-year Government of Canada bonds over 15 years. The rate credited will be no less than 90% of the weighted average yield over the past 15 years on the bonds, less a guaranteed management fee, and never less than 3%.

• Simple interest Guaranteed Investment Accounts – terms of 1, 3, 5, 10, and 20 years

• Compound interest Guaranteed Investment Accounts – terms of 3, 5, and 10 years

• Canadian Equity Index Account – earns daily interest at a variable rate based on the performance of the S&P/TSX 60 Index* (with dividends reinvested), less a guaranteed management fee.
• Canadian Bond Index Account – earns daily interest at a variable rate based on the daily change in the Scotia Capital Universe Bond Index*, less a guaranteed management fee.
• American Equity Index Account – earns daily interest at a variable rate based on the performance of the Canadian dollar value of the Standard & Poor’s 500 Index*, composed of 100% American equities, less a guaranteed management fee.
• American Technology Equity Index Account – earns daily interest at a variable rate based on the performance of the Canadian dollar value of the Nasdaq 100 Index* less aa guaranteed management fee.
• European Equity Index Account – earns daily interest at a variable rate based on the performance of the Canadian dollar value of the Morgan Stanley International Capital EMU Index (net of withholding tax)* less a guaranteed management fee.
• Japanese Equity Index Account – earns daily interest at a variable rate based on the performance of the Canadian dollar value of the Nikkei 225 Index* less a guaranteed management fee.
• Global Equity Index Account – earns daily interest at a variable rate based on the performance of the Canadian dollar value of the Morgan Stanley Capital International EAFE Index* (net of withholding taxes), less a guaranteed management fee.
• G5 Index Account – earns daily interest at a variable rate based on the performance of the Canadian dollar value of five non-Canadian equity or stock market indices. Each index tracks the performance of a representative sample of leading companies in that country: France – CAC 40*, United Kingdom – FT-SE 100*, Germany – DAX 30*, United States – S&P 500*, and Japan – NIKKEI 225* (composed of 100% foreign equities), less a guaranteed management fee.