What Products Are Available

.	What Products Are Available If you're not familiar with life or living benefits insurance, it can seem like a different language. You'll hear things like universal life, critical illness, term insurance, and temporary and permanent needs. Understanding a bit about insurance can help you make an informed decision about the coverage that’s right for you, your family or your business. Basically, life and living benefits insurance can be broken into two types: insurance to meet your temporary needs and insurance to meet your permanent needs. For your temporary personal and business insurance needs, Manulife offers the most comprehensive, flexible and affordable portfolio of innovative term insurance products on the market. Manulife’s living benefits include critical illness and long-term care insurance. Unique products that provide a benefit to you while you're alive. Whether your needs are simple, or more complex, for your permanent life insurance needs, we offer the best universal life and whole life insurance plans available in Canada today. Here’s a chart that gives a good overview of the difference between temporary and permanent insurance. This is general information only. Products in the market vary and may offer more or fewer options than we've outlined. Want to know what type of insurance you need and how much coverage is enough for you? Check out Insure Right.