About the "Rewards for Life®" Critical Illness Plan featuring an opportunity to collect AIR MILES® reward miles
Our "Rewards for Life®" Critical Illness Plan offers you the possibility of receiving up to $250,000 to fund your recovery, in any way you choose, once you provide satisfactory proof that you were diagnosed, while your coverage was in force, with a covered condition for the first time in your life, and you survived 30 days following coronary artery bypass surgery or after the first diagnosis of a heart attack, stroke or cancer. In the case of cancer, the symptoms or medical problems leading to the diagnosis must have first appeared more than 90 days after coverage began.
The "Rewards for Life®" Critical Illness Plan also offers you an excellent new opportunity to collect AIR MILES® reward miles!
Will fighting for your life cost your loved ones their life savings?
It may take everything you have to survive a critical illness. But the determination and support of your family can give you a fighting chance. Then why put your family's financial future at risk by neglecting to cover the high costs of your recovery? Other types of insurance simply don't cover you for all this:
- Specialized procedures, experimental or non-routine treatments, or out-of-country care...
- Your loss of income from missed work, early retirement or a career change...
- Added costs of rehabilitation, retraining, in-home care and accessibility upgrades and adjustments in your lifestyle...
- Debt payments (mortgage, credit cards, loans) you couldn't meet while recovering...
- A healing vacation or cruise, and more.
Your loved ones can help you with the emotional toll of a critical illness, but it's up to you to be prepared for the financial burden. The Plan pays you up to $250,000, to spend as you need to, so that you can focus on getting on with your life without having to worry about your finances.
You get this money in a single cheque, made out to you, once you provide satisfactory proof that you were diagnosed with a covered condition for the first time in your life while your coverage was in force, provided that you survive the covered condition for the minimum period. This money is yours to spend as you wish. You can use it to buy additional or alternative medical treatment, for physical or occupational therapy, to help your family out financially, to adjust your lifestyle to changes in your abilities, or to do whatever it takes to get on with your life.
Currently, if you are insured under the "Rewards for Life®" Critical Illness Plan and you suffer a heart attack or stroke, undergo a coronary artery bypass, or are diagnosed with life-threatening cancer covered under this plan, upon receiving notification of your claim, Manulife Financial will give you access to the Best Doctors® patient referral network. Best Doctors® can identify the top physicians in the world to diagnose and manage your condition or to offer you a second opinion. Just knowing that the Best Doctors® team of advanced medical specialists is behind you can give you added peace of mind that can make all the difference in your outlook.
If you decide to use this service, you will be responsible for authorizing your physician to send your medical records to Best Doctors® and for paying the costs of any treatment you receive. Note that Manulife Financial does not guarantee the availability of this service at time of claim and reserves the right to withdraw the service at any time. |
Enjoy low rates for AIR MILES® Collectors.
As an AIR MILES® Collector resident in Canada and aged 18 through 65, you are eligible to apply for the "Rewards for Life®" Critical Illness Plan at low rates. (For example, a female Non-Smoker aged 36 can be covered for $100,000 for just $1.31 a day. That's less than the price of a cup of coffee.)
And to save even more money, take advantage of the lower rates for volume purchases, and pay 15% below the usual premiums if you purchase coverage of $125,000 or more per person.
Get your money back in 30 days if you are not completely satisfied.
Once you receive your Critical Illness policy, examine it carefully. If you are not satisfied, simply return it within 30 days and we'll refund all of your payments — guaranteed! The "Rewards for Life®" Critical Illness Plan featuring AIR MILES® reward miles is underwritten by The Manufacturers Life Insurance Company (Manulife Financial), a trusted Canadian-based financial services company, operating worldwide, offering a diverse range of financial protection products and wealth management services.
Follow these links now to learn more about the unforeseen costs of a critical illness and to check the low rates of our Plan. For your convenience, you can review important details of this coverage and apply online, or you can download a printer-ready application form that you can mail in.
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