About the "Rewards for Life®" Term Life Plan featuring AIR MILES® reward miles
Our "Rewards for Life®" Term Life Plan offers you protection of up to $500,000 (even if you already have life insurance) for affordable low rates — PLUS an excellent new opportunity to collect AIR MILES® reward miles!
Look at everything the Plan has to offer you and your loved ones:
Affordable payments leave you more to spend on fun!
As an eligible AIR MILES® Collector (or family member) you can apply for up to $500,000 in coverage with special low monthly payments. Your payments are guaranteed to increase only once every five years. And you can renew your coverage up to and including age 69.
You can save money three ways:
- Purchase coverage of $100,000 or more per person and avoid the $2.00 monthly administrative fee!
- Purchase coverage of $250,000 or more per person and take advantage of lower rates for volume purchases, to enjoy special payments that are 10% below our usual rates!
- Save more if you don't smoke. Non-smokers can apply for coverage at rates that are 21% to 43% lower than those for smokers. Smokers who join the Plan can later reapply for the lower non-smoker rates, after they have quit smoking for at least 12 months.
Valuable peace of mind so you can get more out of life!
In addition to flexible coverage amounts from $50,000 to $500,000, the Plan offers you these priceless extras:
- A compassionate cash advance. If diagnosed as being terminally ill with 12 months or less to live, you can apply to receive an interest-free Living Benefit cash advance of up to 50% (to a maximum of $50,000) of your own "Rewards for Life®" Term Life Plan coverage (if it has been in effect for at least two years). And once you receive this Living Benefit, your coverage will remain in effect but with no further payments to make.
- Added protection for your children with a single low monthly payment! Pay just $1.00 to $4.00 a month more for coverage of $5,000 to $20,000 for all of your eligible children, regardless of how many you have. Eligible children are unmarried, dependent on you for support, and over 14 days but under 21 years of age (or full-time students under 25 years of age).
- Take your coverage with you. Unlike coverage you may have through your employer, the Plan is portable — it moves with you if you change jobs or take up new residence anywhere in the world.
(Note that no benefit is payable for suicide within the first two years of coverage, other than a refund of payments made to that date.)
Get your money back in 30 days if you are not completely satisfied.
Once you receive your Plan policy, examine it carefully. If you are not satisfied, simply return it within 30 days and we'll refund all of your payments — guaranteed! The "Rewards for Life®" Term Life Plan featuring AIR MILES® reward miles is underwritten by The Manufacturers Life Insurance Company (Manulife Financial), a trusted Canadian-based financial services company, operating worldwide, offering a diverse range of financial protection products and wealth management services.
Follow these links now to determine your life insurance needs, to check the low rates or to apply online. (If you prefer, you can download an application that you can print, complete and mail in.)
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