Disability Income Replacement Plan — Check the Rates
Members can choose Disability Income Replacement coverage from $500 up to $10,000 in monthly benefits, based on a percentage of their monthly earnings (rounded to the nearest $100). Benefit payments begin following the Elimination Period chosen at the time of application. Click here to calculate the coverage that is right for your income level.
See the rates that apply to you:
 | Monthly Premium*
Per $100 of Monthly Benefit
|
Age | Elimination Period** |
|
| 7 days | 14 days | 30 days | 90 days | 119 days | 180 days | 365 days |
Under 30 | $2.14 | $1.35 | $1.06 | $0.97 | $0.92 | $0.84 | $0.73 |
30 to 34 | $2.82 | $1.97 | $1.63 | $1.18 | $1.12 | $1.03 | $0.91 |
35 to 39 | $3.20 | $2.47 | $2.13 | $1.74 | $1.65 | $1.55 | $1.38 |
40 to 44 | $3.65 | $3.08 | $2.73 | $2.53 | $2.42 | $2.25 | $2.00 |
45 to 49 | $4.23 | $3.67 | $3.33 | $3.03 | $2.91 | $2.72 | $2.40 |
50 to 54 | $4.98 | $4.50 | $4.13 | $3.42 | $3.33 | $3.11 | $2.73 |
55 to 69 | $5.34 | $4.90 | $4.52 | $3.64 | $3.47 | $3.21 | $2.75 |
* Premiums are subject to change without notice. Premiums increase as you enter a new age bracket.
** Elimination Period is 0 days if hospitalized or if disability results from an injury.
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