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Term Life Rate Table
| You and your spouse can choose the amount of Term Life insurance you need, in multiples (units) of $35,000. Beginning at age 61, coverage reduces by $3,500 per unit per year until age 70 when insurance coverage terminates. Insured members and spouses age 68 and 69 are covered for $7,000 and $3,500 per unit respectively without premium charge. |
. | Monthly Premium Per Unit* |
Non-Smoker** | Standard |
Age*** | Male | Female | Male | Female |
Under 30 | $2.45 | $1.75 | $3.50 | $2.75 |
30-34 | $2.55 | $2.00 | $4.35 | $3.25 |
35-39 | $3.25 | $2.40 | $5.95 | $4.10 |
40-44 | $4.90 | $3.80 | $9.75 | $6.80 |
45-49 | $7.50 | $5.45 | $14.75 | $9.85 |
50-54 | $11.25 | $8.00 | $21.75 | $14.10 |
55-59 | $18.50 | $13.00 | $32.50 | $22.50 |
60-67 | $18.50 | $13.00 | $32.50 | $22.50 |
Rates are subject to change.
* Monthly Premium Per Unit - Premium rates may change at the Policy Anniversary date.
** Non-Smoker - Non-smoker rates are available to people who have not smoked cigarettes in the past 12 months and who meet Manulife Financial's health standards.
*** Age - Please note that premiums increase with Age. "Age", for the purpose of the policy is attained age at the beginning of each policy year - December 1st.
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