Protection Choices The McGill Alumni Association, in conjunction with Manulife Financial, developed the following comprehensive package of insurance plans: Term Life Plan: When it comes to looking after your family's future, this is one of the easiest choices you could make. We offer low group rates for members and their spouses.: Shield your finances from the loss and increased expenses that can result from an accident. We provide coverage for Major Impairment and Accidental Death for members and their spouses.: If anything was to happen to your children, expenses should be the last thing on your mind. A single premium covers all your eligible children, so cost considerations never come between you and what needs to be done.: Consider the impact on your family if an illness or accident left you totally disabled and unable to work. We provide affordable, practical coverage to help you cope with the sudden loss of employment income which may result from total disability.: If you don't have a company health plan, this affordable coverage can help you face the high cost of prescription drugs and eyewear, dental care, hospital accommodation and many other health care expenses, with low rates specially arranged for you and your fellow alumni.