The affordable way to fill the financial gaps that can develop when you or someone you love passes away. Here are more reasons to consider this valuable coverage. Get the protection you need quickly and easily even if you have a medical condition. Read more about how you can benefit from this coverage with no medical tests required. If you’re self-employed, retired or simply not covered by a group plan, here’s how you can reduce out-of-pocket costs for medical bills not covered by your provincial health plan. NEW! You’ll qualify to receive a one-time, lump sum benefit of $25,000 upon diagnosis or occurence of a covered condition, with no medical questionnaires required to apply. Here’s how it can help you.