manulife financial


 


Guaranteed Issue Life Insurance:
Low-cost rates and guaranteed acceptance regardless of your age or health.

You and your spouse can each choose up to 5 units of coverage. Each unit equals a $5,000 life benefit after coverage has been in force for two years (or $25,000 in the case of accidental death at any time before age 85) This table shows the monthly rates for each $5,000 unit of coverage. Find the rate that applies to you, depending on your age, gender and smoking status. To determine your monthly premiums, multiply this rate by the number of units that correspond to the coverage you want.

For example:
Coverage amount desired:$15,000 in coverage
Particulars:male non-smoker aged 60
Calculation details:$23.29 x 3 units = $69.87
Total monthly payment:$69.87

Guaranteed Issue Life Insurance
Monthly Premiums for each $5,000 of coverage
Male
Female
Age
Non-Smokers
Smokers
Non-Smokers
Smokers
40$ 8.51$ 13.40$ 6.95$ 9.86
418.9214.187.3010.37
429.3314.957.6410.88
439.7515.737.9911.39
4410.1616.508.3411.90
4510.5717.288.6912.42
4611.0918.259.1313.01
4711.6019.229.5713.60
4812.1220.1810.0114.19
4912.6321.1510.4514.78
5013.1522.1310.9015.38
5113.9823.6611.5916.30
5214.8225.1912.2817.22
5315.6526.7312.9818.13
5416.4828.2613.6719.05
5517.3129.8014.3619.98
5618.5131.8715.3421.22
5719.7033.9516.3222.47
5820.9036.0317.2923.71
5922.0938.1018.2724.95
6023.2940.1819.2526.20
6125.1843.2520.7828.11
6227.0746.3322.3030.03
6328.9549.4023.8331.94
6430.8552.4725.3533.85
6532.7355.5526.8835.76
6635.4759.5029.0638.46
6738.2163.4631.2541.16
6840.9467.4233.4343.87
6943.6871.3835.6246.57
7046.4275.3337.8049.27
7150.4980.0340.9752.94
7254.5784.7344.1356.61
7358.6589.4347.2960.28
7462.7294.1350.4563.95
7566.8098.8353.6167.62