Term 100 Life Insurance provides you the coverage you need, for life.
Coverage for life as long as you pay your premiums.
Premiums remain the same for the duration of the entire policy.
Guaranteed to pay the same rates until age 100.
Coverage doesn't expire unless you cancel it or don't pay your premiums. Otherwise, you're protected for life.
$75,000; or $100,000
Coverage goes with you if you change jobs or residence anywhere in the world.
A full refund within 30 days of purchase if you're not completely satisfied.
Members of the Canadian Armed Forces community (serving, retired or released), their spouses and adult children can apply from age 18 to 70, as long as they're Canadian residents at time of application.
No medical tests are normally required at the time of application. If the applicant is age 64 and under and can answer "no" to the simple medical questions, they may not have to undergo a paramedical / medical tests at the time of application.
There’s just one exclusion: Suicide within two years of the effective date of coverage. In this case, your beneficiary (or your estate, if you don’t choose a beneficiary) will receive a refund of all premiums paid.
A beneficiary is the person (or people), trust or institution that you designate as the recipient of your coverage amount. In Quebec, a beneficiary designation in favour of a spouse is irrevocable unless otherwise stated.