About the Maritime Life Investment Account (MLIA)
SpacerManulife InvestmentsSpacerAbout Manulifewww.manulife.comFrançais
Spacer
ManulifeProdServContactusLoginGreenRightWhiteSpacerTn Dark Green Navigator

INVESTMENTS HOME
Spacer
OUR INVESTMENT SOLUTIONS
SpacerGIF Select IncomePlus
SpacerGIF Select 75 Series
SpacerManulife Annuities
SpacerManulife Investments GIC/MLIA
SpacerManulife Mutual Funds
SpacerPrincipal Protected Notes
SpacerSegregated Funds
SpacerSimplicity Portfolios
SpacerOther Products
Spacer
ABOUT SEGREGATED FUNDS
SpacerGIF
SpacerGIF encore
SpacerCAP
SpacerMLIA
SpacerMLIP
Spacer
BENEFITS
Spacer
FUND PERFORMANCE
Spacer
TAX
Spacer
DOWNLOADS
Spacer
CONTACT US
Spacer

About Manulife GIF Investment Account (MLIA)

With a diverse family of segregated funds and GIA investment options, MLIA provides investment choices tailored to suit your individual needs – whether you are just starting out on the investment path or looking for a way to draw retirement income. With the unique guarantees in segregated fund contracts and other advantages available under this type of contract, you can help reduce your risk without limiting opportunities.

MLIA provides diversification in that any deposit can be split among segregated funds and/or our GIA options. MLIA also includes the following features:
  • Choose between a 100 per cent maturity guarantee with the Automatic Daily Reset® feature or a 75 per cent maturity guarantee*
  • A 100 per cent Death Benefit Guarantee ensures beneficiaries receive all of the principal investment, reduced proportionately for withdrawals**
  • Your choice of maturity date (greater than 15 years from issue), guaranteeing the assets in your investment when the time is right for you
  • Excellent selection with a choice of quality funds from well-known fund managers
  • No deferred sales charges on segregated funds within the MLIA contract
  • The ability to bypass probate and other estate administrative fees, to help give both you and your beneficiaries peace of mind
  • The potential for creditor protection and
  • A variety of registered, non-registered and locked-in plans with plenty of retirement income options, to provide you with flexibility
Is MLIA right for me?
MLIA provides diversification with only one account number to keep track of. This is ideal for an investor in almost any stage of life, and one seeking a flexible investment that is easy to manage. You should, however, speak to your advisor about whether MLIA is the right investment for you and to learn about the other features and benefits of this product.


*Applicable before the final 10 years of the plan.
**Withdrawals proportionately reduce guarantees. Declines at age 80.
The Automatic Daily Reset® is a trademark of the Manufacturers Life Insurance Company.




Seg Learning Centre

LEARN ABOUT SEG FUNDS

.\...

Seg Learning Centre

DIVERSIFICATION

WhiteSpaceNewsAdvisor CentreCorporate GivingConsumer AssistanceFindanAdvisor

CareersPrivacy PolicyLegalSite Map