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When you insure your family against the unexpected or invest your money for the future, you need a financial services company that is financially secure and able to keep its promises, possibly many years from now. As one of North America’s most successful life insurance companies and a global leader, Manulife has the strength, stability and experience to be there for you not only today but years from now as well.
- Financial Strength – Manulife is among the most profitable life insurance companies in North America. It was the first Canadian life insurer to top $1.5 billion in earnings in 2003. By the end of 2006 earnings had reached almost $4 billion. Manulife’s consistently strong financial performance has earned us top marks from the independent credit rating agencies that evaluate the financial stability and capacity of life and health insurance companies to meet their obligations to policyholders and creditors.
Manulife Financial’s rated insurance subsidiaries have been assigned Standard and Poor’s AAA rating for financial strength, their best possible rating. Manulife is the only insurance company in Canada to hold this distinction. Manulife’s rated insurance subsidiaries are also the only ones in Canada to hold Moody’s Aa1 rating. These top ratings mean that, in the opinion of these independent rating agencies, Manulife’s ability to honour its commitments to its policyholders is extremely strong.
Manulife’s Financial Strength Ratings
- Stability – Putting all your eggs in one basket can make you susceptible to volatility, while diversification can help even out those ups and downs. Manulife has successfully diversified its businesses and holdings, offering a range of financial products and holding many different types of investments in markets around the world. Our stable track record is your assurance we’ll be there for you every step of the way.
- Global Presence – Manulife is a major player in the world’s fastest growing economies.
- We’ve been doing business in Asia for more than 100 years. We have one of the most extensive Asian operations of any life insurance company in the world with over 3,000 employees and almost 25,000 agents serving 4 ½ million customers.
- In April 2004, Manulife Financial Corporation merged with American financial services giant John Hancock Financial Services, Inc. in the largest cross-border transaction in Canadian history -- making Manulife the second largest life insurance company in North America.
Our global presence brings diversity and stability to our earnings. It also brings a world of expertise, insight and innovative products to all our customers around the world.
- Corporate Governance and Ethics - At Manulife, we believe strongly that good corporate governance is critical to the company’s long-term success and the protection of the interests of our customers. We are pleased that our long-standing governance practices are often singled out for recognition by influential organizations. Manulife is committed to remaining among the best-governed companies. We invite you to review the components of our governance program.
Manulife enjoys an excellent reputation for integrity and ethical business practices. Every Manulife employee is responsible for maintaining our high standards and must confirm annually that they have complied with Manulife’s Code of Business Conduct and Ethics.
- Products – We draw on our global expertise to bring you the right solution at the right time in your life. We’ve led the way with new products such as:
- IncomePlus, the first investment product in Canada to offer a guaranteed minimum withdrawal benefit
- LivingCare, long term care insurance that’s there when you need help taking care of yourself
- Manulife One, a unique and versatile banking solution to help you save money and reduce your debt
From insurance products that help prepare you and your loved ones for the unexpected, to day-to-day banking services and investment products that help you make the most of your hard-earned money, Manulife is with you every step of the way®.
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