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Key Benefits

Term Life Insurance:
  1. Is offered by The Manufacturers Life Insurance Company (Manulife Financial), one of Canada's oldest and largest insurers.
  2. Gives you a 30-day money-back guarantee so you can be absolutely satisfied that this is the right policy for you and your family.
  3. Pays a named beneficiary (resident in Canada) the benefit amount tax-free, under current Canadian law, if you die while the policy is in effect.
  4. Guarantees your initial premium will stay the same for the first 10 years*
  5. Lets you choose the coverage amount that is right for you, from $25,000 to $1,000,000, in multiples of $25,000.
  6. Pays YOU a compassionate one-time cash advance of up to 50% of your term life insurance coverage (to a maximum of $100,000) if you are diagnosed as terminally ill with 12 months or less to live, after your policy has been in effect for at least two years.
  7. Lets you choose the payment method that suits you best: cheque, credit card (Visa, MasterCard or Amex) or direct monthly withdrawal from your chequing account by Pre-Authorized Collection.


  8. Allows you to apply in the comfort of your own home at a time that's convenient for you.


*Note: Renewal premiums are not guaranteed. However, at each 10-year policy anniversary, if you renew at the then applicable premiums, your premiums will remain the same for the next 10-year term.
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Individual circumstances may vary. You may wish to contact one of Manulife’s licensed insurance advisors or your licensed insurance agent if you need advice about your insurance needs.