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Do I Really Need Term Life Insurance?

Because every individual and family situation is different, only you can answer that question.

The truth is some people don't need life insurance because they don't have anyone who depends on them for support. If you don't have a spouse, partner or children — or if you don't have a mortgage or other debts — it could be that you have no need to buy life insurance.

But that situation doesn't happen very often. Most people, because of their stage in life or the choices they've made (like getting married, buying a house, having children), have taken on significant responsibilities for the people they love. Those responsibilities could turn into a big liability for their families if they were to die unexpectedly.

To help you evaluate your own situation, we have developed an interactive insurance needs calculator. Once you've discovered if you need life insurance and how much, get an instant quote!
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Individual circumstances may vary. You may wish to contact one of Manulife’s licensed insurance advisors or your licensed insurance agent if you need advice about your insurance needs.