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Term Life Insurance
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To calculate monthly premiums for Member and/or Spouse Term Life Insurance, simply follow the easy steps below.



Term Life Insurance
NOTE:
Smoker/Non-Smoker - Non-smoker rates apply to people who have not used any form of tobacco, tobacco cessation products or marijuana in the past 12 months. Smoker status is determined when your coverage is approved.
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Individual circumstances may vary. You may wish to contact one of Manulife’s licensed insurance advisors or your licensed insurance agent if you need advice about your insurance needs.