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Critical Illness monthly rates
MONTHLY PREMIUM PER $25,000 UNIT OF COVERAGE
Non-Smokers1
Smokers
Non-Smokers1
Smokers
Age2
Male
Female
Male
Female
Age2
Male
Female
Male
Female
18-25
$6.71
$6.49
$7.43
$7.49
47
$16.65
$16.23
$30.17
$26.89
26
6.88
6.68
7.73
7.79
48
18.03
16.93
33.51
28.95
27
7.06
6.88
8.04
8.11
49
19.53
17.66
37.23
31.17
28
7.24
7.09
8.36
8.44
50
21.15
18.42
41.35
33.56
29
7.43
7.31
8.69
8.79
51
23.23
19.50
46.29
36.34
30
7.62
7.53
9.04
9.15
52
25.51
20.65
51.81
39.35
31
7.86
7.81
9.55
9.54
53
28.01
21.86
57.99
42.62
32
8.10
8.11
10.09
9.95
54
30.76
23.14
64.91
46.15
33
8.36
8.41
10.66
10.38
55
33.77
24.50
72.65
49.97
34
8.62
8.73
11.26
10.82
56
36.64
25.95
78.69
53.16
35
8.89
9.06
11.90
11.28
57
39.75
27.49
85.23
56.55
36
9.10
9.41
12.45
11.95
58
43.13
29.11
92.32
60.16
37
9.32
9.77
13.02
12.65
59
46.79
30.83
99.99
64.00
38
9.54
10.15
13.63
13.39
60
50.77
32.65
108.30
68.08
39
9.77
10.54
14.26
14.18
61
53.04
34.77
116.63
71.11
40
10.00
10.94
14.92
15.01
62
55.42
37.02
125.59
74.28
41
10.73
11.64
16.47
16.37
63
57.90
39.42
135.24
77.59
42
11.51
12.38
18.18
17.86
64
60.49
41.97
145.63
81.05
43
12.34
13.17
20.06
19.49
65
63.20
44.69
156.82
84.66
44
13.23
14.02
22.15
21.26
663
68.57
47.33
167.77
89.67
45
14.19
14.91
24.45
23.19
67-693
73.94
49.96
178.71
94.67
46
15.37
15.55
27.16
24.97
Rates are subject to change.

These rates are guaranteed for 5 years. After 5 years, your rate will increase to reflect the rate of your age at that time. The new rate will be guaranteed for another 5 years.

1Non-smokers are those who have not smoked cigarettes in the past 12 months and who meet Manulife Financial's health standards.
2Age means attained age. Any applicant must be a resident of Canada and between the ages of 18 and 65, inclusive, to apply.
3Premiums for renewals only. Coverage ends at age 70.