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Manulife Financial University of Toronto Alumni
Insurance Plans

Term Life Insurance
Protect your family affordably

No one can tell for certain what the future holds. But you can prepare for it with a financial safety net.

Term life insurance can help your family fill financial gaps that quickly develop should the unexpected come your way.

Alumni Members and their spouses can each enjoy $35,000 to $770,000 of this valuable protection at very competitive rates.

10% savings. Get a 10% reduction on premiums for coverage amounts of $280,000 or more.

No medical exam. You could be covered right away because medical exams are not normally required for coverage of up to $250,000, if you are age 55 or under.

Living Benefit. Pays you 50% of your Term Life benefit amount (to a maximum of $100,000) if, after 2 years of continuous coverage, you are under age 83 and diagnosed with a terminal illness with a life expectancy of 12 months or less.

Premiums waived. Your coverage continues at no charge to you if you, the Member, become totally disabled before age 65 and remain disabled for at least 90 consecutive days.

Spouse Term Life. Boost your family’s protection plan by extending your Alumni privileges to your spouse — they’ll enjoy the same rates!

Child Life & Accident. All your eligible children could be covered for one low monthly premium starting at $1.50, regardless of how many children you have.

Don’t forget to read the fine print:

Limitations and exclusions

Get a quote & apply online
Download an application
Check the rates
Calculate your needs

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