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To calculate your premiums for Term Life, simply fill in the information below.

To be eligible to apply for Term Life insurance, you must be at least 18, but not yet 71 years of age and currently resident in Canada.

Term Life Insurance
Smoker/Non-Smoker - Non-smoker rates apply to people who have not used any form of tobacco, tobacco cessation products or marijuana in the past 12 months. Smoker status is determined when your coverage is approved.

Individual circumstances may vary. You may wish to contact one of Manulife’s licensed insurance advisors or your licensed insurance agent if you need advice about your insurance needs.