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Accidental Death & Dismemberment

Accidental Death & Dismemberment Insurance
for Costco Business and Gold Star members

You never know when a devastating accident will strike. So it’s wise to be prepared.

By adding Accidental Death & Dismemberment Insurance to your Term Life Insurance, you can be prepared with coverage that can help cover medical bills or help you cope with the financial consequences of a serious accidental injury in any number of ways.

It can also provide a death benefit that can be used by your beneficiary to maintain their current standard of living, pay down debt or a mortgage, or for other purposes.

For just pennies more a day, you can cover yourself with increased coverage amounts, all the way from $50,000 to $750,000. Everyone pays the same rates, regardless of age.

Here's what you can get:

  • Up to a combined $10,000 for home alteration and vehicle modification added at no extra cost. If a covered accidental injury makes it necessary for you to use a wheelchair, this plan will pay all reasonable and necessary costs, up to $10,000, for alterations to your home and vehicle to make them wheelchair accessible.
  • Double benefits paid in case of paralysis. If you were to suffer from a covered accident resulting in hemiplegia, paraplegia or quadriplegia, you would receive twice the benefit amount.
  • Full benefits paid in case of accidental death. If you were to die as a result of a covered accident, the full amount of the Accidental Death & Dismemberment Insurance benefit would be payable, in addition to your Term Life Insurance benefit.
Accidental Death & Dismemberment Insurance
Benefits by Type of Loss
Paralysis (quadriplegia OR paraplegia OR hemiplegia)
Loss of life
Loss of use of both hands or both feet
Loss of sight in both eyes
Loss of one hand and one foot
Loss of one hand or one foot and sight of one eye
Loss of hearing in both ears and speech
Loss of use of one arm or one leg
Loss of use of one hand or one foot
Loss of sight in one eye
Loss of speech or hearing in both ears
Loss of thumb and index finger from the same hand
Loss of hearing in one ear
Loss of all toes of one foot




What is not covered

Get a free quote & apply online, check the rates or download an application today!

The Accidental Death & Dismemberment Insurance Plan for Costco members is only available to Costco members. If you are not a Costco member, visit your local Costco warehouse for information on how you can become one.

If you need assistance, call Manulife Financial toll-free today at 1 866 350-6669, Monday through Friday from 8 a.m. to 8 p.m. ET
or e-mail

Coverage underwritten by The Manufacturers Life Insurance Company (Manulife Financial)

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