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Offers a lump sum benefit payment to help your family cope during a very trying time

While Term Life Insurance plan coverage will help secure your family’s future should you pass away, what would happen if you suffered a serious accident or injury? The financial toll on your family could be just as debilitating. And sadly, accidents do happen every day.

Personal Accident

Fortunately, both you and your spouse have the option to add up to $250,000 each in Personal Accident Insurance to your existing Term Life Insurance plan coverage. For as little as $1.50 per month, you can safeguard your loved ones against the severe financial trauma an accidental death or disability often brings. Click here to find out what's covered.
  • The lump sum, tax-free benefit payment can be used to replace lost income, pay for rehabilitation and healthcare expenses, settle outstanding debts and/or final expenses – whatever you and/or your loved ones need to better cope financially.
  • You’ll be protected at home, at work, even when you’re out of the country – 24 hours a day, 7 days a week – right up to your 75th birthday!
  • If you die accidentally and have both Term Life Insurance and Personal Accident Insurance, both coverages are paid to your beneficiaries.

Includes a Home Alteration and Vehicle Modification Benefit: If as a direct result of an accidental injury you require the use of a wheelchair to be ambulatory, you will also receive an additional Home Alteration and Vehicle Modification Benefit of up to $10,000 to help pay for alterations to your home and vehicle to make them wheelchair accessible.

To apply for Personal Accident Insurance, you must be under the age of 60, applying for or be covered by the Term Life Insurance plan and the amount of coverage you select must be equal to or less than your base term life coverage. Rates are guaranteed not to increase for the first five coverage years and will renew each five coverage years thereafter.

To add Personal Accident Insurance to your Term Life Insurance plan, get an application, complete it and return it to Manulife Financial today.

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