Engineers Canada Manulife Financial

Critical Illness Plan

With the Engineers Canada-sponsored Critical Illness Plan, you may qualify to receive up to $1 million if you are diagnosed with life-threatening cancer, a heart attack, a stroke or up to 15 other common covered conditions.

You can use this money to get fast access to costly treatment, pay off your mortgage and outstanding debts, go on the adventure of a lifetime or spend in any way you choose.

Flexible choices to suit your needs and budget
Coverage is available for you and your spouse in benefit amounts ranging from $25,000 to $1 million, as well as your choice of Essential coverage or Enhanced coverage for protection from 6 or 18 common life-threatening conditions respectively. more...

Added benefits
Great features make this coverage more valuable:

10% Lower Rates on $125,000 Coverage or More

12% to 61% Lower Rates For Non-Smokers

Waiver of Premium

NEW! Health Service Navigator® (included at no extra cost)
With Health Service Navigator (HSN), you and your family members can quickly and easily get answers to your medical questions and access to support services. And access isn’t dependent upon making a claim – it’s available immediately not only for you the insured, but for all of your eligible family members too!

Available online or by calling a dedicated representative – You can receive information, medical coordination services and resources on how to navigate the Canadian health care system. And if you want a second opinion from a world-class hospital, Health Service Navigator will help you get it, too. For more information, visit

Health Service Navigator is managed by a team of professionals, so you can be sure that the information and resources it provides are credible and current.

How Health Service Navigator can help you and your family > Read More

World-Class Medical Second Opinions > Read More

Medical Coordination Services > Read More

All applicants must be resident in Canada and 65 years of age or less. The following individuals are eligible to apply:more...

See the rates that apply to you.

Limitations and exclusions
No benefit will be paid if the Insured, while sane or insane, suffers a covered condition as a result of intentional self-inflicted injuries, the abuse of alcohol or drugs, committing or attempting to commit a criminal offence, or operating a motor vehicle while the concentration of alcohol in 100 milliliters of blood exceeds 80 milligrams. No benefit will be paid unless the Insured survives 30 days following the first diagnosis of a covered condition or such longer period as described in the definition of that condition.

Engineers Canada-sponsored insurance plans are underwritten by The Manufacturers Life Insurance Company (Manulife Financial).