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Extended Health Care Plan
& Dental Care Plan

These Plans help you cope with unexpected expenses that would otherwise be paid out of your pocket. The Extended Health Care Plan is designed to cover eligible health care expenses your government health insurance doesn't pay for, while the Dental Care Plan covers expenses for regular dental checkups as well as preventative and restorative dental care, crowns, dentures and bridgework.

You can choose coverage for yourself or add coverage for your spouse and eligible dependent children too.

What the Extended Health Care Plan covers



100% of eligible expenses incurred for:



80% of eligible expenses incurred for:


What the Dental Care Plan covers



80% of eligible expenses incurred for Basic Dental Care, including:



50% of eligible expenses incurred for Major Dental Care, including:


All the above are subject to applicable maximums, exclusions and limitations.

Special benefits




Tax-deductible premiums





Eye examination





NEW Vision Care





Built-in travel insurance





24-hour worldwide assistance





Eligible prescription expenses paid directly to your pharmacist





Reinstatement of lifetime maximum


Receiving your benefits
Under both the Extended Health Care Plan and the Dental Care Plan, there is a $50 deductible per person per calendar year, up to a maximum of $100 per family. Once you have paid the deductible, benefits are payable as follows: more...

Eligibility
All applicants must be resident in Canada and must be covered by a provincial or territorial government health insurance plan. All Dental Care Plan applicants must be under 65 years of age. All Health Care Plan applicants must be under 66 years of age. The following individuals are eligible to apply: more...

Rates
See the rates that apply to you.

Limitations and exclusions
Certain limitations and exclusions apply.

Quebec residents must contact their local representative to apply. You can locate your local representative here.

Your authorized insurance representative is always ready to discuss this Plan with you, to help you determine what coverage best suits your needs and to help you complete your application. You can get in touch with your local representative today.



Engineers Canada-sponsored insurance plans are underwritten by The Manufacturers Life Insurance Company (Manulife Financial).
 
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