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Enhanced Major Accident Protection

Great news Major Accident Protection now comes with higher benefit amounts and additional features with NO premium increase!

In the event you suffer a serious, disabling accident, Major Accident Protection can provide the funds to help you and your family during the period necessary to adapt to changes in your abilities.

Choose the coverage amount that's right for you
Offset the negative financial impact arising from an accident by choosing Major Accident Protection for both yourself and your spouse. With some benefits increasing to up to two times the benefit amount per unit, the maximum Major Impairment benefit available is now $1,000,000. The Accidental Death benefit has also increased from $10,000 to $25,000 per unit, providing a maximum benefit amount of $125,000.

Rates and benefits
The enhanced Major Accident Protection plan is available to you at the same low rates! Eligible benefits are payable as outlined below (the new higher benefit amounts are in red).



Eligibility
All applicants must be resident in Canada and under 66 years of age. The following individuals are eligible to apply: more...

Limitations and Exclusions
Benefits are not payable if death or impairment results from self-inflicted injury; insurrection or war; flying, except as a passenger on a commercial flight; or from active participation in or attempting or provoking a criminal offence. The Major Impairment benefit is not payable if the insured does not survive the accident for at least 30 days.



Engineers Canada-sponsored insurance plans are underwritten by The Manufacturers Life Insurance Company (Manulife Financial).
 
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