Manulife Financial

Guaranteed Life Insurance Apply for Coverage
To calculate premiums for Member and/or Spouse Guaranteed Life Insurance plan, simply follow the easy steps below.


Coverage Amount *
Age **
Smoker/Non-Smoker ***


* Suicide is a risk not covered. If death during the first two years is due to non-accidental causes (other than suicide), the benefit payable will be equal to all premiums paid plus 10% interest compounded annually.

** "Age" means the age attained by the applicant (Member or Spouse) as at the date of Policy issue.

*** Non-smoker rates are available to people who have not smoked cigarettes in the past 12 months.
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