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Income Protection Disability Insurance
Cost Calculator
To calculate monthly premiums for Member Income Protection Disability Insurance, simply follow the easy steps below. Please do not enter commas or decimals in numeric fields.

Are you currently employed?
Monthly Earned Income**
$ /mo
Current Monthly Disability Coverage (other than Group Disability Insurance)***
$ /mo
Monthly Earned Income Continued by Your Employer or Partnership
$ /mo

* Age - Please note that premiums increase with Age, as specified in the premium rates table. "Age" for the purpose of the policy is attained age at the beginning of each policy year - July 1st.

** Earned Income - Earned Income means income earned from your employment and/or profession, after business expenses but before income taxes. If your income fluctuates, use an average figure based on net income for the preceding 2 years.

*** Disability Coverage - Any other disability insurance in force or applied for (excluding Canada or Quebec Pension Plan benefits).
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The Canadian Real Estate Association (CREA) Insurance Plans are underwritten by The Manufacturers Life Insurance Company (Manulife).

All applicants must be resident in Canada. You must be a member of the Canadian Real Estate Association (CREA) and be licensed as a real estate agent/broker or salesperson for a minimum of one year, or an employee of a CREA member, or an employee of a Real Estate Board or Association working a minimum of 25 hours per week in the real estate industry.

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