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NOTE:

To be eligible to apply for Critical Illness, you must be between 18 and 65 years of age and a Canadian resident.

To be eligible to apply for Return of Premium, you must be between 18 and 55 years of age and a Canadian resident.

Non-Smoker: Non-smoker rates are available to people who have not used any form of tobacco, tobacco cessation products or marijuana in the past 12 months and who meet Manulife's health standards.

Premiums are subject to change without notice.

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